October 9, 2018

How to Save Money for a House

Just like most Filipinos, it’s your dream to one day move into a home that you can really call your own. You’re probably renting now, or you’re living with your parents. That’s okay. But eventually, you’d want to live in your own home.

You already know that it’s a huge investment that you have to make. This is probably why this dream of yours is way back in the back of your head. Well, it won’t turn into reality if you won’t act on it!

building a house

This article can benefit you because it will teach you some tips on how to save money for a house. With these tips, you’ll be a few steps closer to finally having a dream home that you can call your own.

Find Out How Much You Need to Save


This is the very important first step. How much money do you actually need to invest in a house? It will obviously depend on a lot of things, but our FREE Probable Cost Construction Computation will give you a very good idea. Get it by using the form below:

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Then, how much money do you currently have saved? Is there a source of money that you can tap into like a loan?

Once you have these numbers, you’ll know how much you need to save. Also, maybe you can afford a cozy and affordable bungalow house design right now?

bungalow house design

When Do You Want to have Your Own House?

You need a timeframe so you’ll know how much you need to set aside each month. Let’s say that you want to have your own house that’s worth PHP 3,000,000 in 2 years and you already have PHP 2,000,000, then you need to come up with PHP 1,000,000 in 2 years or PHP 500,000 each year.

Start Saving with these Tips

Here are a few tips to help you save money for your dream home:

  • Set aside money monthly.

A good way to do this is to set up an automated savings plan. Ask your employer if part of your salary can be deposited into a bank account that you don’t have easy access to. This way, you build on your house fund automatically and soon, you wouldn’t even feel that you’re taking home less money once you’ve adjusted. You’re not going to miss what you don’t see.

  • Cut back on unnecessary expenses.

Do you really have to travel abroad as a family once a year? Save tens, maybe even hundreds of thousands of pesos by skipping out on international travel as you save for your dream home. It’s a small sacrifice to make for your ultimate dream of having your own home.

Even small things like eating at home rather than dining out can help you save money.

  • Know how to invest.


Invest wisely. Learn about stocks, mutual funds and other legitimate investment opportunities that can help you grow your money. Make sure that you consider your timeline when investing. Also, don’t invest money in your house fund.

  • Live within your means.

In most cases, you don’t really need to buy a new car. The car that you have right now still does an amazing job of bringing you from point A to point B.

A good way to live within your means is to use cash instead of credit. If you have to swipe it, you probably can’t afford it.

  • Establish more streams of income.

It would be easier to save money if you have more money to save. Find more ways to make more money. A productive home can help. It’s all about establishing additional streams of income. An additional PHP 10,000 a month from a couple of new streams of income will go a long way.

Contact Us Today!

Get in touch with us so you can tell us about your dream home. Who knows? Turning it into reality could be closer than you think!

2 Comments on “How to Save Money for a House

[…] ICYMI: Just in case you’re trying to save up for a new house, read this post! […]




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